Financial literacy

is not only about the computation of assets and liabilities, but about your goals and dreams. Its about all your desires for yourself and your family. This is what we provide, advice and guidance on financial planning, investments, needs analysis and protection from the unknowns of life.

Our Services

Innovation, transformation and leadership occur in many ways. Our ability to help solve clients’ most complex issues is distinct.
We also deliver strategy and implementation, from a business and technological view, to help where you need it most.

Property Protection

This is coverage for property owners to protect their most valued assets.
It protects from perils like fire, earthquakes, floods and hurricanes. In addition, we can protect the contents of your homes and businesses in case of burglary. Most times this coverage also allows protection for any liability that can occur with visitors to your premises.


Life Insurance

Guarantees a specific sum of money to a designated beneficiary upon the death of the insured or to the insured if he or she lives beyond a certain age. It is really how parents, wives and husbands express true love for their family.


Health insurance/
Critical Illness

This is protecting yourself from the danger of being incapable of affording the best health care available.




We can suggest plans that will allow you to live the lifestyle that you have become accustomed to - even after you've retired, without sacrifices that will affect your current quality of life. In addition it can earn you that much desired tax break up to fifty thousand dollars annually.


Employee Benefits

The ability to attract and retain high quality employees requires organisations to recognise employees' needs. This may take many forms, not least of which is Group Health/Life/Pension packages.


Motor Insurance

Motor Insurance can be a Comprehensive policy, which covers Third Party Liability, Fire and Theft and Accidental damage to your vehicle, or Third Party Cover and Fire and Theft, this policy provides cover for loss of or damage to your vehicle, accessories and spare parts while on the vehicle and the cost of wrecking/towing services. In addition, we have third party which covers your liability for bodily injury to third parties and damage to third party property. If you have a claim for accidental bodily injury to another person or damage to their property, as a result of negligence arising out of the use of your motor vehicle, we will pay any damages up to the limits on the policy selected by you.


EFSL provides protection for all our clients' most valuble assets,
life, health, property and motor.

We provide an array of investments for educational, retirement and wealth growth
ventures. With us is not about what we want, but what
YOU want for yourself. We have a wealth of knowledge and experience which
we use to advise and tailor individual packages for each and every person and situation.

We aim to always develop mutually beneficial relationships with our clients. Some of
whom are teachers, lawyers, doctors, pilots and small businesses.
We also have relationships with affiliates of Trinidad Generation Unlimited, PCS Nitrogen
and the former Carisal Unlimited.

What’s great about our people?

"That's easy"
They are exceptional, they possess the right attitude. Each of them is unique in their strengths. Most importantly they care.
They care about you, your family, your financial needs and of course your future.
I think more than anything what is best about them is they take pride in what they do and is always willing to help.

Our Process

Consistent action over time that gets you to where you need to be or want to go.
Lets talk about it.














Join our team!



Get the Best Job in The World
Apply Today!

Need more stability?
Come join our team we provide all the skills and FREE training you'll need to work your way to a better income. In addition, the rewards for your hard work is phenomenal, you get paid vacations to exotic destinations, It takes you throughout the US, Canada and the Caribbean. And if things could be any better, you become part of an awesome health and pension plan.

If this sounds like the kind of job you may be interested in just fill in all the fields below, hit the apply button and we'll get in touch.

Only applicants with academic qualifications and a working vehicle are guaranteed call backs.


Currently employed?


CXC / other Tertiary level Education 
(achieved or pursuing)

To successfully qualify 
as an applicant you must have independent transportation.
Do you own a working vehicle?

Add the following 1+1=


We have a wealth of knowledge and experience to advise and tailor individual packages for each and every person and situation.

EFSL Facts


Turning challenges into stepping stones

Nichelle Emmanuel has risen to the top of her field because she consistently works alongside clients to prepare them for life's financial challenges and opportunities.
July 24, 2012
Daily Express Newspaper.

Perseverance has its rewards

With Life Guardian Nichelle has always been a solid performer and respected agent. To those who know her, this award comes as no surprise for she has built her reputation on passionately and professionally managing every aspect of her clients' portfolios with the sort of uncompromising service that every client desires. Our congratulations go out ot her. Agent of the Year-Life
Nichelle Emmanuel
Carlyle Fletcher’s Branch.
March 02, 2010
Daily Express Newspaper.

Get in Touch with us

We'd be more than happy to hear from you

Have a question?
Need some advice!

Emmanuel Financial Solutions Limited
Guardian Life of the Caribbean
First floor, Endeavour 1st street,
Endeavour industrial estates,
P: (868) 226-6202
(868) 741-0389